Plan your next chapter
with Ivy
Ivy is an AI retirement planning assistant - a clear view of your retirement, based on your inputs and assumptions, without the complexity of traditional tools.
More powerful than a calculator. Simpler than advisor software.
Not a beta user? Join the waitlist
Secure & private
Your information stays encrypted and is never sold.
Plain language
Financial terms explained in plain English, right where they appear.
Save time
Guided questions instead of a spreadsheet - finish in one sitting.
Better decisions
Compare scenarios and see which changes matter most.
From questions to clarity, in three steps
No spreadsheets, and every term explained as you go. Ivy turns a few guided questions into a complete picture of your retirement.
Tell Ivy about you
Answer guided questions about your savings, income, and goals at your own pace - most people finish in one sitting.
Ivy runs the projections
Ivy estimates your retirement income and models how long your money may last using Monte Carlo projections.
See your plan and compare
Get your Retirement Score, monthly paycheck, and compare retiring at 60, 65, or 70 - side by side.
Everything you need to see your retirement clearly
Your Retirement Score
A clear 0–100 read on whether you're on track - and what would move it.
Portfolio longevity
See how long your money may last, with Monte Carlo confidence bands across hundreds of outcomes.
Monthly paycheck
A clear breakdown of the income you could draw each month in retirement.
Compare scenarios
Retire earlier or later, spend more or less - compare side by side and see the trade-offs.
Built for real people - not financial professionals
Ivy is retirement planning software built on a Monte Carlo engine - the same projection method professional planners use. Ivy tests your plan against 2,000 possible market futures to show whether your money is likely to last.
Enter your savings, income, and spending; Ivy estimates your retirement income and compares scenarios side by side. The result is planning that feels simpler, clearer, and far less overwhelming.
Questions, answered
Is Ivy a real financial advisor?
No. Ivy is AI-powered retirement planning software - a calm, plain-language guide, not a human advisor.
Is my information secure?
Your data is encrypted and never sold. You stay in control of your plan.
Who is Ivy for?
People roughly 40–70 who want clarity and confidence about retirement, without complicated planning software.